i really need to win the lottery.

[swingchickie]

i was thinking about this last night as i fell asleep... how nice it would be if i had several million in the bank to live off of. i don't need hundreds of millions, and i don't need to live some crazy extravagant lifestyle. but wow would it be nice to have the chance to live more comfortably:

i could enjoy my sunday nights without having any monday work things in the back of my mind.
i would have my days free to take dance classes.
i could do some extra work in movies without worrying i'm using up all my vacation time.
i could build a cool little modern house in a location i chose.
jack and i could take a vacation without worrying about how i'd pay off the credit card charges next month.


i don't need to be the "idle rich". i don't need to summer in the hamptons. i don't need a giant estate, or a staff, or 5 cars (jack would argue with the car thing). but time, and a little extra to do what i love... that i could use. seriously.

Comments

[steven.livejournal.com]

I hear ya.

I just want enough cash in reserve to feel like I have *choices*.

but what are the chances of us both winning?

[katehaney.livejournal.com]

'Cause I could totally use it, too. While I wouldn't object to an extravagant lifestyle - maybe apartments in Prague and London and NYC and San Francisco, vacation homes in Hodonin and on the Vineyard - all I really want is to get a bit of wiggle room. I don't need to pay off the mortgage (I do like the tax benefits), but paying it down would be cool. A little extra travel money, "fuck off" money in the bank...

Yep, that would be cool.

One frequent theme of my late-night musings is how little would make a difference. A few thousand would help. Ten thousand would be nice. 100 thousand would give me wiggle room. A million would be sweet.

:sigh:

[dhpdesign.livejournal.com]

You and me both, darlin'. "Just enough to be comfortable" has been my motto for years.

[ms-violet.livejournal.com]

Yes, indeed.

It's good that you don't have the "must...have...more" drive, as so many people do. and the only reason jack would want 5 cars is so that he can work on them, and that's different.

Re: but what are the chances of us both winning?

[boutell.livejournal.com]

When do the tax benefits of a mortgage exceed the benefits of paying it off, assuming you have the cash in hand? I've heard this one before and I've never fully grasped it.

[boutell.livejournal.com]

Funny. Our wishlists are super-similar (sticking to the personal-desires wishlist, naturally I have an Eleanor wishlist too).

[alice-at-night.livejournal.com]

I recommend divorcing well.

the wealthy are always looking for tax breaks...

[katehaney.livejournal.com]

Or so I'm told, not having ever experienced it myself.

My financial adviser actually told me that if I ever won the lottery the very first thing to do was call him (before calling the lottery commission) and that paying off the mortgage might not be smart.

:shrug: If I ever have occasion to have the conversation that ensues, I'll let you know the details. :)